Property & Finance Tools
Property calculators, rate cards, title verification checklists and legal tools, plus a full home loan, personal loan and credit suite — built on the frameworks used across live transactions in Delhi NCR, Noida, Greater Noida, Yamuna Expressway and Gurugram.
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Free Working Tools
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Micro-Markets Covered
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Lenders Compared
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Data Stored
Buy vs Rent Calculator
Should you buy this home or keep renting?
Compare the true 10-year cost of buying against renting — EMI, stamp duty, maintenance and appreciation on one side, rent hikes and invested savings on the other. Get your break-even year in seconds.
- Break-even year
- Net worth comparison
- Full EMI schedule
Stamp Duty Calculator
Calculate state-wise stamp duty & registration fees.
Instantly calculate exact Stamp Duty & Registration charges across Uttar Pradesh, Haryana, Delhi, Maharashtra, Karnataka and more — with female buyer concessions, circle rates, and total tax breakdown.
- State-wise official rates
- Women buyer rebate
- Circle vs market rate
Affordability Calculator
How much home can I actually afford?
Enter your income, existing EMIs and savings. We apply the same FOIR and LTV rules banks use to tell you your realistic home budget, sanctioned loan amount and the EMI you will be paying.
- Bank FOIR logic
- RBI LTV caps
- Stamp duty included
Online Property Valuation
What is my property worth today?
Get an instant indicative market value for any residential or commercial property across Delhi NCR, Noida, Greater Noida, Yamuna Expressway and Gurugram — based on locality rates, age, floor, facing and furnishing.
- Locality rate card
- Value range ±8%
- Expected monthly rent
Property Tax Calculator
Estimate your annual municipal property tax.
Work out the yearly house tax payable to your municipal corporation using the unit area method — covering Noida, Greater Noida, Ghaziabad, Gurugram and Delhi, with occupancy, age and usage rebates applied.
- Unit area method
- Self-occupied rebate
- Early-payment discount
Capital Gains Calculator
What tax will you pay when you sell?
Calculate short and long term capital gains on property sale under the post-2024 rules — compare the 12.5% without indexation and 20% with indexation options, and see how much Section 54 reinvestment saves.
- 12.5% vs 20% compared
- Indexation with CII
- Section 54 exemption
Property Rates & Price Trends
Explore live per sq.ft rates & 5-year price trends.
Check registered transaction rates, 1-year, 3-year and 5-year CAGR price trends, and rental yields across 50+ micro-markets in Noida, Greater Noida, Yamuna Expressway, Gurugram and Delhi NCR.
- 1Y / 3Y / 5Y CAGR Trends
- Micro-market rate cards
- Rental yield analysis
Price Heatmap
Visual price & rental yield heatmap of NCR micro-markets.
Explore an interactive color-coded heatmap comparing capital values (₹/sq.ft), rental yields, and high-growth infrastructure corridors across Noida, Greater Noida, Yamuna Expressway and Gurugram.
- Capital value heatmap
- Rental yield matrix
- Growth corridor filter
Title Search & Encumbrance Check
Verify 30-year property ownership & legal chain of title.
Conduct complete property title due diligence — check 30-year historical title chain, verify Encumbrance Certificates (EC), detect bank mortgages, and prevent fraudulent duplicate sales.
- 30-year chain audit
- Encumbrance verification
- Bank mortgage check
Litigation Search
Check court disputes, NCLT insolvency & RERA cases.
Screen builders, landowners, and properties for pending disputes across High Courts, District Courts, RERA authorities, NCLT insolvency proceedings, and consumer forums before booking.
- RERA & NCLT case scanner
- Land title dispute check
- Insolvency risk flag
Property Legal Services
Agreement drafting, registration assistance & legal vetting.
Get your Builder-Buyer Agreement, Sale Deed, General Power of Attorney, Relinquishment Deed and Lease Agreement drafted and vetted by expert real estate advocates with guaranteed turnaround.
- ATS / Sale deed vetting
- Sub-registrar assistance
- RERA grievance filings
Escrow Services
Secure real estate token & milestone payments in tripartite escrow.
Safeguard your hard-earned token advance and transaction money with bank-backed tripartite escrow accounts. Funds are only released to the seller upon verified title clearance and registry milestones.
- Bank-backed trustee account
- Milestone release logic
- Zero token forfeit risk
Property Inspection
Snag-check your flat before you accept possession.
A 120-point structural, electrical, plumbing and finish inspection carried out before you sign the possession letter — because every defect you accept becomes yours to pay for.
- Pre-possession snagging
- Moisture & tile survey
- Builder rectification list
List Property for Sale or Rent
Put your property in front of verified buyers and tenants.
List your flat, plot, villa or commercial unit with FiveX. We photograph it, price it against registered comparables, screen every enquiry, and handle viewings so you only meet serious buyers.
- Free professional photos
- Comparable-based pricing
- Screened enquiries only
Property Management
Hands-off ownership for landlords and NRIs.
Tenant sourcing and verification, rent collection, police verification, maintenance coordination, and quarterly inspection reports — end-to-end management for owners who cannot be on site.
- Tenant sourcing & vetting
- Rent collection & follow-up
- Quarterly inspections
Home Painting Services
Professional interior and exterior painting.
Brand-warranty painting with surface preparation, putty, primer and two finish coats — costed per square foot with no hidden extras, and executed by supervised crews with furniture protection.
- Per sq.ft transparent cost
- Brand paint warranty
- Supervised execution
Solar Rooftop
Cut your electricity bill with a subsidised rooftop system.
Rooftop solar sizing, PM Surya Ghar subsidy assistance, DISCOM net-metering paperwork and installation — with a payback estimate based on your actual monthly consumption.
- PM Surya Ghar subsidy
- Net metering paperwork
- Payback period estimate
Home Buyer Guide
Step-by-step master guide & checklist for home buyers.
Your comprehensive 8-stage roadmap to buying property in India — from budget planning, locality selection and RERA verification to bank sanctions, stamp duty payment and possession handover.
- 8-stage journey checklist
- Red flag indicators
- Downloadable checklist
Property Seller Guide
Sell for the right price, without the usual mistakes.
A complete selling roadmap — pricing against registered comparables, assembling your document set, negotiating, handling capital gains, and getting through registration without losing weeks.
- Document checklist
- Pricing strategy
- Capital gains planning
NRI Property Guide
Buying, selling and renting Indian property from abroad.
FEMA rules on what NRIs and OCIs may own, repatriation limits, TDS at 20% on purchases from NRIs, Power of Attorney execution abroad, and the tax filings that catch most overseas owners out.
- FEMA ownership rules
- Repatriation limits
- PoA from abroad
Vastu Calculator
How Vastu-compliant is your home?
Select the direction of your entrance, kitchen, master bedroom, pooja room and more. Get a Vastu score out of 100, a zone-by-zone verdict and practical remedies you can actually apply without breaking walls.
- Score out of 100
- 10 zones checked
- Remedy for every flaw
Rent Agreement
Draft a rent agreement in 5 minutes.
Fill in landlord, tenant and property details to generate a ready-to-print 11-month rent agreement with all standard clauses. Also calculates the e-stamp and registration cost for your state.
- Print / download draft
- State e-stamp cost
- All standard clauses
Home Loans
Compare home loan offers across leading lenders.
Compare current home loan interest rates, processing fees and eligibility criteria across public sector banks, private banks and housing finance companies — then apply through our lending partner.
- Bank-wise rate table
- Processing fee compared
- Balance transfer savings
Home Loan EMI Calculator
Work out your monthly instalment and total interest.
Enter loan amount, interest rate and tenure to see your EMI, total interest paid over the life of the loan, and a full year-by-year amortisation schedule showing how principal and interest split.
- Year-wise amortisation
- Total interest outgo
- Prepayment impact
Home Loan Eligibility Calculator
How much home loan will a bank actually sanction?
Apply the same FOIR bands, tenure caps and income multiples lenders use to estimate your sanctionable loan amount — including the effect of a co-applicant and your existing EMI obligations.
- FOIR-based logic
- Co-applicant income
- Age-capped tenure
Home Loan Interest Rates
Current home loan rates across Indian lenders.
A comparison of prevailing home loan interest rates, processing fees and prepayment terms across major public sector banks, private banks and housing finance companies.
- Bank-wise comparison
- Repo-linked explained
- Processing fees listed
Home Loan Tax Benefit Calculator
How much tax does your home loan actually save?
Calculate your deduction under Sections 24(b), 80C and 80EEA, compare the old and new tax regimes side by side, and see the effective interest rate on your loan after tax relief.
- 24(b) + 80C + 80EEA
- Old vs new regime
- Effective post-tax rate
Loan Against Property
Unlock capital from property you already own.
Raise funds against a residential or commercial property you own, at rates far below a personal loan. Check indicative eligibility, LTV limits and EMI before you commit your asset as security.
- Up to 60-70% of value
- Lower rate than personal
- Residential or commercial
Personal Loans
Unsecured funding without pledging an asset.
Compare personal loan rates, tenures and processing fees across lenders. Understand what drives your rate, and when a loan against property or a top-up would cost you far less.
- No collateral needed
- Lender comparison
- Rate drivers explained
Personal Loan EMI Calculator
Your monthly instalment on an unsecured loan.
Calculate the EMI, total interest and full repayment schedule on a personal loan — and see plainly how much more it costs than the same amount borrowed against property.
- Full amortisation
- Total interest cost
- Compared to secured loan
Personal Loan Eligibility Calculator
How much personal loan can you get?
Estimate your sanctionable personal loan using lender FOIR bands, minimum income thresholds and employer category — the three factors that decide both approval and the rate you are offered.
- FOIR bands applied
- Employer category
- Existing EMI impact
Personal Loan Interest Rates
What personal loans actually cost across lenders.
Current personal loan interest rates, processing fees and foreclosure charges compared across banks and NBFCs — plus the credit score bands that determine which rate you are offered.
- Score-band pricing
- Foreclosure charges
- Bank vs NBFC
Business Loans
Working capital and expansion funding for your business.
Term loans, working capital limits, MSME and CGTMSE-backed collateral-free funding, and loan against property for business use — with the documentation each lender actually asks for.
- CGTMSE collateral-free
- Working capital limits
- Document checklist
Check Free CIBIL Score
Know your credit score before a lender does.
Understand what your CIBIL score means, what moves it, and how to check it free. Your score decides not just approval but the interest rate you are offered — often worth lakhs over a home loan.
- Score bands explained
- What hurts your score
- Fix errors before applying
Credit Cards
Pick a card that suits how you actually spend.
Compare credit card categories — cashback, travel, fuel, rewards and secured cards against a fixed deposit — with the eligibility criteria, annual fees and the traps that turn a reward card expensive.
- Category comparison
- Fee vs reward maths
- Secured card option
Rent Receipt Generator
Generate HRA-ready rent receipts in seconds.
Fill in landlord, tenant, property and rent details to generate a properly formatted, printable rent receipt for every month you need — with the revenue stamp reminder your employer will actually check for.
- Print or save as PDF
- Revenue stamp reminder
- Multiple months at once
Tenant Guide
Everything to check before you rent a home.
A practical checklist for tenants — verifying the landlord actually owns the property, what a fair deposit looks like, what to photograph at move-in, and the clauses that protect you when you move out.
- Pre-move verification checklist
- Deposit protection tips
- Move-out red flags
Cost of Living Calculator
What will it really cost you to live here each month?
Estimate your realistic monthly cost across NCR localities — rent, society maintenance, utilities, groceries and commute — adjusted for household size, so you can compare two areas honestly before you sign.
- Rent + utilities + commute
- Compare two localities
- Family size adjusted
Packers & Movers
Plan your move without the usual surprises.
What a local and intercity move actually costs, the IBA-approved checklist to hold any mover to, and the insurance question almost nobody asks until something is already broken.
- Cost estimate by distance
- IBA-approved checklist
- Transit insurance guidance
Home Appliances on Rent
Furnish a rental without buying everything twice.
When renting an appliance beats buying one, the true monthly cost once deposits and damage waivers are included, and the contract terms that turn a good deal into a bad one.
- Rent vs buy breakeven
- Hidden fee checklist
- Deposit protection
Furniture on Rent
Move in fast without a long-term commitment.
How furniture rental pricing actually works, when the breakeven against buying favours renting, and the exit-clause traps that cost tenants the most at the end of a lease.
- Rent vs buy breakeven
- Quality checklist
- Exit clause traps
Area Converter Tool
Convert between sq.ft, sq.m, gaj, bigha, biswa and more.
Convert instantly between square feet, square metres, square yards, acres, hectares and the regional land units — gaj, bigha, biswa, marla, kanal, ground, guntha and cent — used across different Indian states.
- 12 regional land units
- State-specific definitions
- Instant two-way convert
Interior Design Cost Estimator
A quick ballpark before you call a designer.
Pick your property size, how much of it you want designed and a finish tier, and get an instant indicative cost range — the number to have in your head before the first designer quote arrives.
- 30-second estimate
- Basic to luxury tiers
- Scope-adjusted range
Full Home Interior Cost Calculator
Budget your entire home, room by room.
Enter your carpet area, BHK configuration and finish tier to get a detailed cost breakup across modular kitchen, wardrobes, false ceiling, painting, flooring, electrical and furniture.
- Room-wise cost breakup
- BHK-based defaults
- Basic to luxury finish
Modular Kitchen Cost Calculator
Price your kitchen by layout and finish.
Select your kitchen shape — straight, L-shape, U-shape or island — enter the running length, and choose a finish from laminate to acrylic to PU for an instant cost estimate including appliances.
- 4 layout shapes
- Laminate to PU finish
- Appliance add-on included
Home Interior Design
Full-home design, from concept to handover.
End-to-end interior design for your entire home — concept, 3D visualisation, execution and handover — with a single point of accountability instead of coordinating contractors yourself.
- 3D visualisation included
- Single point of accountability
- Fixed-price contracts
Living Room Design
The room that sets the tone for the whole home.
Seating layout, TV unit and storage, false ceiling and lighting design, and a material palette suited to how your household actually uses the space — not just how it photographs.
- Seating & storage layout
- False ceiling & lighting
- Material palette guidance
Modular Kitchen Design
A kitchen designed around how you actually cook.
Layout planning around the classic work triangle, cabinet and drawer organisation, chimney and hob placement, and a finish and hardware selection built for daily Indian cooking.
- Work-triangle layout
- Soft-close hardware options
- Branded appliance fitting
Wardrobe Design
Storage sized to what you actually own.
Sliding or hinged, walk-in or built-in — internal configuration planned around your actual clothing and linen volume rather than a generic template, in a finish that matches the room.
- Sliding vs hinged compared
- Internal storage planning
- Loft & drawer configuration
Master Bedroom Design
A calmer room, designed for actual rest.
Bed wall and lighting design, wardrobe and dresser layout, and a material and colour palette chosen for a room meant for sleep rather than a showroom photograph.
- Bed wall & lighting design
- Integrated wardrobe planning
- Calming material palette
Kids Room Design
A room that grows with your child.
Study and play zones, safe and low-VOC material choices, and a modular layout built to adapt as your child grows from toddler to teenager without a full redesign each time.
- Study & play zoning
- Low-VOC safe materials
- Grows-with-child modularity
Dining Room Design
A dining space sized correctly for your home.
Table sizing against your actual room dimensions, crockery and linen storage, and lighting design that works for both a daily family meal and the occasional dinner for eight.
- Correctly sized seating
- Crockery unit planning
- Layered lighting design
Mandir Design
A prayer space placed and built correctly.
Vastu-compliant placement within your home, material and finish options from classic wood to contemporary marble and glass, and integrated lighting and storage for daily puja items.
- Vastu-compliant placement
- Wood to marble finishes
- Integrated puja storage
Bathroom Design
Waterproofing first, aesthetics second.
Layout planning around your existing plumbing points, waterproofing specification that actually prevents seepage to the flat below, and fixture and tile selection within your budget.
- Waterproofing specification
- Plumbing-aware layout
- Fixture & tile selection
Need something bespoke?
Rental yield modelling, 30-year title audit, builder payment-plan negotiation, or portfolio review — our RERA-registered advisors will assist at zero cost.
How These Tools Work
No black boxes. Every calculator shows its assumptions and legal references so you can verify the results yourself.
Step 1
Enter your numbers
Every tool works instantly in your browser. Nothing is stored, and no sign-up is needed.
Step 2
See the full working
We show every assumption and every factor applied, so you can sanity-check the result yourself.
Step 3
Validate with an advisor
Bring the output to our team and we will pressure-test it against live inventory and current bank rates.